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Privacy Policy

Collection & Retention of Personal Information
W.L. Edwards Insurance Inc. will only collect, use or disclose Personal Information that is  necessary for the Identified Purposes or as required by law. When we require Personal Information for any other purpose, you will be notified of the new purpose, and subject to your consent, that new purpose will become an Identified Purpose. W.L. Edwards Insurance Inc. will  only collect Personal Information using fair and lawful means. We will retain your Personal Information only for the time necessary for the fulfillment of the Identified Purposes.

Consent
Your knowledge and consent of W.L. Edwards Insurance Inc.’s collection, use and disclosure Of your Personal Information is critical. We rely on the following actions by you as indications of your consent to our existing and future Personal Information practices: • Your voluntary provision of Personal Information directly to W.L. Edwards Insurance Inc. or through an insurance broker or representative for the purpose of acquiring insurance or financial service or product (this includes information previously provided to W.L. Edwards Insurance Inc.);  Your express consent or acknowledgement contained within a written, verbal or electronic application process; Your consent solicited by W.L. Edwards Insurance Inc. (or our agent) for a specified purpose; Your receipt of this Privacy Policy, until you notify of a withdrawal of this consent; or Your consent given through your authorized representative such as a legal guardian, agent or holder of a power of attorney.

Subject to certain legal or contractual restrictions and reasonable notice, you may withdraw this consent at any time. W.L. Edwards Insurance Inc. will inform you of the consequences of Withdrawing your consent. In some cases, refusing to provide certain Personal Information or withdrawing consent for W.L. Edwards Insurance Inc. to collect, use or disclose your Personal Information could mean that we cannot provide you with insurance coverage or other requested products, services or information. If you wish to withdraw your consent to be notified of marketing initiatives, please call us at 1 877 682-0022

Accuracy
W.L. Edwards Insurance Inc. will maintain your Personal Information as accurate, complete and up-to-date as is necessary for the Identified Purposes.

Accountability, & Access
W.L. Edwards Insurance Inc. is responsible for all Personal Information under its control and has a designated Privacy Officer who assures compliance with this Privacy Policy. A copy of this Privacy Policy can be obtained from our website at www.wledwards.com If you have any questions about this Privacy Policy or your Personal Information, please call us at 1 877 682-0022.

When you call us, we may confirm your identity by asking you to confirm certain Personal Information and you may be directed to send us certain requests in writing.

Identified Purposes
W.L. Edwards Insurance Inc. only collects, uses and discloses Personal Information for the following purposes: Offering and providing insurance and financial products and services to you,  Establishing and maintaining communications with you, Verifying your identity and the accuracy of your Personal Information with government agencies, industry associations, brokers or insurers,  Analyzing and assessing risks on a prudent basis'  Determining and facilitating your payment of fees and premiums; Investigating and paying claims, Detecting and preventing fraud or other illegal activities, Compiling statistics, Complying with the law or the requests of law enforcement agencies or regulators, and Notifying you or allowing our affiliated companies to notify you of certain products or services offered by us, or our affiliated companies. In this Privacy Policy, the above list of identified purposes will be referred to as the “Identified Purposes”.

W.L Edwards Insurance is committed to protecting your privacy and the confidentiality of your personal information. In order to comply with privacy legislation, we have developed this . Privacy Policy. Any personally identifiable information about a customer is considered personal information (“Personal Information”) and will be treated in accordance with this Privacy Policy.